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Digital Lending Foundations
End-to-end design of your lending journey—LOS, LMS, onboarding, KYC, e-sign—moving you from spreadsheets to scalable systems.
We partner with ambitious finance teams to design digital lending systems and risk frameworks that scale disbursals without breaking operations.
Deep grounding in lending and risk, not just generic “digital transformation”.
We connect growth, underwriting, operations, and collections into one coherent system.
We design and help implement—systems, scripts, journeys, and decision logic.
Product, marketing, and engineering experience in fintech and SaaS, not theory.
“YBOne exists to help lending teams build systems that don’t fall apart at scale. Growth is easy. Good growth isn’t.”
— Balajii, Founder, YBOne
End-to-end capabilities. We don't just advise; we architect.
End-to-end design of your lending journey—LOS, LMS, onboarding, KYC, e-sign—moving you from spreadsheets to scalable systems.
Performance marketing, funnels, and lead workflows tailored for lending—so every rupee spent has a measurable return.
Rule engines and scorecards that balance approval rate and portfolio quality, instead of forcing you to choose one.
Segmented collections and early warning systems that help you recover faster and prevent defaults before they happen.
Digital journeys, consent, and audit trails designed to align with guidelines and keep your systems future-ready.
Insight dashboards and predictive signals that give your team leverage instead of more manual work.
“Their expertise transformed our product strategy. Highly recommended!”
— Shubham Bharthiya, CEO at Codezen
“A game-changer for our business design. Truly top-tier talent.”
— Shrey Singh, Co-Founder at Graeon.AI
Share a few details. We'll come back with a structured perspective on your growth, risk, and digital gaps.